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Time Spread

Calendar Spread Calculator

Calculate potential returns for calendar spreads. Profit from time decay differences between near-term and longer-term options.

NeutralLimited RiskLimited Reward

A calendar spread (or time spread) involves selling a near-term option and buying a longer-term option at the same strike. You profit from the faster time decay of the short option while the long option retains value.

Spread Configuration

Current price: $100.00

Short Option (Near-Term)

Typically 30-45 days to expiration

Long Option (Longer-Term)

Typically 60-90 days to expiration

Payoff at ExpirationStock Price vs Profit/Loss
Current: $100.00
Breakeven: $97.60, $102.40

Max Profit

$200.00

Max Loss

$300.00

Trade Summary
Net Debit$300.00
Max Profit$200.00
Max Loss$300.00
Breakevens$97.60, $102.40

Note: Calendar spread P&L depends heavily on implied volatility changes. This calculator shows approximate values at front-month expiration.

Net Debit

$300.00

Target Price

$100.00

Understanding Calendar Spreads

Calendar spreads exploit the difference in time decay between options with different expirations. Near-term options decay faster than longer-term options, creating a profit opportunity.

Key Characteristics

  • Same strike price, different expirations
  • Sell near-term, buy longer-term
  • Profits from time decay differential
  • Benefits from increasing IV
  • Max profit when stock at strike at short expiration

Key Formulas

Net Debit

Net Debit = Long Premium - Short Premium

Maximum Loss

Max Loss = Net Debit Paid

Related Calculators

Diagonal Spread CalculatorPMCC CalculatorIron Condor Calculator

Track Your Calendar Spreads

Import your time spread trades and analyze performance across market conditions.

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