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Covered Call Calculator

Calculate potential returns for selling covered calls against your stock position. Generate income while holding shares you're willing to sell.

NeutralLimited RiskLimited Reward

A covered call involves owning stock and selling a call option against it. You collect premium income but cap your upside at the strike price. This strategy is ideal for generating income on stocks you're willing to sell at a higher price.

Stock Position

Current price: $100.00

Call Option
Trade Summary
Net Credit$300.00
Max Profit$800.00
Max Loss$9,700.00
Breakeven$97.00
Payoff at ExpirationStock Price vs Profit/Loss
Current: $100.00
Breakeven: $97.00

Max Profit

$800.00

Max Loss

$9700.00

Return if Called

8.00%

Return if Unchanged

3.00%

Breakeven

$97.00

Premium Received

$300.00

Understanding Covered Calls

A covered call is one of the most popular income-generating options strategies. By selling call options against shares you own, you collect premium income in exchange for agreeing to sell your shares at the strike price if called away.

When to Use Covered Calls

  • You own shares and want to generate additional income
  • You're willing to sell shares at the strike price
  • You expect the stock to stay flat or rise slightly
  • You want to lower your cost basis on the stock

Key Formulas

Breakeven Price

Breakeven = Purchase Price - Premium Received

Maximum Profit

Max Profit = (Strike - Purchase Price) × Shares + Premium

Return if Called Away

Return = Max Profit / (Purchase Price × Shares) × 100

Related Calculators

Cash Secured Put CalculatorCollar CalculatorPoor Man's Covered Call

Track Your Covered Call Income

Import your trades and track premium collected, assignment rates, and overall returns.

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